At Credit Counselling Services of Newfoundland and Labrador we provide financial counselling that's focused on you and your particular needs. Our goal is to provide consumers with a sense of financial well being through counselling and education.
We offer many services including:
Why not contact Credit Counselling Services of Newfoundland and Labrador today and learn how we can help. In your initial appointment your counsellor will review your income, expenses, assets, debt and other concerns to determine your overall financial position. Your counsellor will then discuss your debt management options and budget counselling.
We have offices in St. John's and Corner Brook serving clients from coast to coast in person or by phone. Contact one near you and speak confidentially with one of our trained credit counsellors.
If you choose to repay your personal debt through our Debt Retirement Program, we will work with you and your creditors to arrange a monthly payment where the creditor also agrees to reduce or eliminate the interest being charged. Your debt will be consolidated with our agency where you’ll be required to make one monthly payment, which will then be disbursed to your creditors on a monthly basis. CCSNL does not pay off the balances; rather becomes an intermediary between the client and creditor. Once the arrangement is in place, creditors are then asked to contact us rather than the client if questions arise regarding an account.
Remember, with us it's all about you finding an equitable resolution to your financial woes.